Product Introduction

1. Stripy is a payment solution that enables freelancers and small businesses to offer customizable installment plans to their customers through Stripe integration. It allows users to create payment links in seconds, configure installment frequencies, and automate recurring payments without requiring technical expertise or coding.
2. The core value of Stripy lies in its ability to increase sales conversion by providing flexible payment options while minimizing administrative overhead. It streamlines cash flow management for businesses by automating installment tracking and ensuring seamless integration with Stripe’s secure payment infrastructure.

Main Features

1. Stripy enables users to create unlimited payment links with fully customizable installment parameters, including payment frequency (weekly, monthly), number of installments (2x, 4x, 10x, etc.), and transaction amounts. These links can be shared directly via URLs or embedded on websites.
2. The platform provides real-time payment tracking through a centralized dashboard, displaying customer payment statuses, transaction histories, and upcoming installment schedules. All data syncs automatically with Stripe’s backend for accuracy.
3. Stripy automates recurring payment management by creating Stripe subscriptions that deduct installments at predefined intervals. Businesses receive funds immediately after each successful transaction, with no manual intervention required after initial setup.

Problems Solved

1. Stripy addresses the complexity of implementing installment payment systems without coding resources, which traditionally requires custom Stripe API integration or third-party developer tools.
2. The product specifically targets freelancers and small-to-medium businesses (SMBs) in sectors like coaching, consulting, and e-commerce, where flexible payment terms improve customer acquisition.
3. Typical use cases include service providers offering clients deferred payment options for high-value packages, or retailers splitting large invoices into smaller, manageable installments to reduce purchase friction.

Unique Advantages

1. Unlike competing tools, Stripy operates as a no-code layer atop Stripe’s infrastructure, eliminating the need for API customization or middleware. This reduces setup time to under one minute compared to hours or days with alternative solutions.
2. The platform’s tiered pricing model (Free, Business, Premium) offers progressive fee reductions based on transaction volume, a feature absent in most flat-rate competitors. The Premium plan completely removes Stripy’s transaction fees, leaving only Stripe’s standard charges.
3. Stripy provides granular control over installment schedules, supporting non-standard configurations like 10x installments and weekly intervals—a flexibility rarely matched by other Stripe-based installment tools.

Frequently Asked Questions (FAQ)

1. Why use Stripy? Stripy simplifies the implementation of installment payments through Stripe by removing technical barriers, enabling businesses to offer payment flexibility without coding. It automates subscription management and provides real-time tracking unavailable in basic Stripe setups.
2. Are there additional costs? Stripy applies tiered transaction fees (4% on Free, 1.2% on Business, 0% on Premium) alongside Stripe’s standard processing fees. Users can reduce costs by upgrading to higher-tier plans as transaction volume grows.
3. How does paying in installments with Stripe work? Stripy creates Stripe subscriptions that charge customers at configured intervals (weekly/monthly). The first payment occurs immediately, with subsequent charges automated until all installments are completed. Funds from each payment are deposited directly into the user’s Stripe account.