Product Introduction

1. Keepfully 2.0 is a personal loan and item tracking application designed to organize financial and material exchanges between individuals. It enables users to monitor loans of money, books, tools, or other physical items through a centralized interface. The app replaces manual tracking methods like memory or scattered notes with structured digital records.
2. The core value lies in its ability to prevent disputes and oversights by maintaining clarity over lending/borrowing activities. It ensures users retain control over personal loans while integrating seamlessly with Apple’s ecosystem for cross-device accessibility.

Main Features

1. The app supports tracking of both monetary loans and physical objects, allowing users to assign currencies, locations, and contextual notes to each entry. Loans can be filtered by status (active/archived) and categorized by type (money or objects like books/tools).
2. A dedicated Persons tab provides an overview of all contacts with active loans, including favoriting for quick access and sidebar integration on iPadOS. Users can view aggregated totals owed or borrowed per person.
3. System-level integrations include iCloud Sync for real-time data parity across Apple devices, Home/Lock Screen Widgets for glanceable loan statuses, and 19 Shortcuts actions with Siri voice command support. Vision Pro compatibility extends tracking to spatial computing environments.

Problems Solved

1. The app eliminates reliance on unreliable memory or disorganized notes by digitizing loan agreements with timestamps, reminders, and archival capabilities. It prevents forgotten obligations through automated notifications.
2. Target users include individuals managing informal loans among friends/family, professionals tracking shared resources (e.g., tools/books), and anyone requiring structured oversight of personal financial exchanges.
3. Typical scenarios involve reconciling shared expenses after group events, managing recurring tool borrowings in community workshops, or tracking repayment timelines for personal cash loans without formal contracts.

Unique Advantages

1. Unlike basic spreadsheet templates or generic note-taking apps, Keepfully offers purpose-built tools like currency conversion, location tagging, and loan-type categorization. Competitors lack its Apple ecosystem integration, including Vision Pro support.
2. Innovations include a Control Center quick-action button for instant loan logging and Watch app redesign for on-wrist management. The Pro version removes all ads and tracking while enabling unlimited active loans.
3. Competitive strengths stem from native integration with iOS/iPadOS features like Widgets, Focus Filters, and system-wide Shortcuts automation. The absence of third-party data collection ensures privacy compliance uncommon in finance apps.

Frequently Asked Questions (FAQ)

1. Does Keepfully provide loans or transfer money? No, Keepfully is strictly a tracking tool for loans users personally arrange with others. It does not facilitate financial transactions or credit services.
2. What happens if I don’t purchase the Pro version? The free tier allows tracking two active loans and excludes object loans/reminders. Pro unlocks unlimited loans, object tracking, and advanced features via a one-time $2.99 purchase.
3. How does the app handle data privacy? No loan data is collected by the developer, as all information is stored locally or synced via private iCloud accounts. The privacy policy confirms zero third-party tracking or advertising partnerships.
4. Which Apple devices are supported? The app works on iOS 18+, iPadOS 18+, macOS 15+ (M1+ chips), watchOS 11+, and visionOS 2.0+. iCloud Sync ensures seamless cross-device updates.
5. Can I modify loan currencies after creation? Yes, Version 2.0 introduced editable currencies per loan, with automatic formatting for decimal precision and regional display standards.