Product Introduction
- Overview: The Eurisko Digital Banking Platform is a high-performance Digital Experience Platform (DXP) designed as a hybrid model between traditional boxed software and custom in-house development. It operates on a composable microservices architecture tailored for modern financial institutions.
- Value: It provides banks with the agility of a startup through 4x faster deployment cycles while ensuring the long-term security of full Intellectual Property (IP) ownership and infrastructure-agnostic hosting.
Main Features
- Composable Microservices Architecture: Built using a modular framework that allows banks to scale specific services independently. This architecture supports seamless integration with core banking systems (CBS) via a robust API gateway, ensuring high availability and fault tolerance.
- Unified No-Code Admin Portal: A centralized management interface that empowers non-technical business teams to configure user journeys, update UI components, manage localization, and modify business rules in real-time without requiring code deployments.
- AI-Native Foundation: An extensible core optimized for artificial intelligence integration, enabling rapid rollout of predictive analytics, automated customer support, and personalized financial management (PFM) tools.
Problems Solved
- Challenge: Vendor lock-in and rigid roadmaps that prevent banks from innovating at their own pace.
- Audience: Tier 1 and Tier 2 banks, Neo-banks, and specialized SME lenders looking for modern digital front-ends.
- Scenario: A retail bank needing to launch a mobile lending feature within weeks rather than years to stay competitive against agile FinTech challengers.
Unique Advantages
- Vs Competitors: Unlike traditional vendors who retain control over the roadmap, the Eurisko Hybrid Model grants the bank full autonomy and IP ownership, eliminating long-term dependency and recurring license inflation.
- Innovation: The platform uses pre-built accelerators and co-build teams to bridge the gap between slow-moving legacy systems and high-speed digital delivery, offering an infrastructure-agnostic deployment (Cloud, On-Prem, or Hybrid).
Frequently Asked Questions (FAQ)
- How fast can the digital banking platform be deployed? Using the Eurisko Hybrid Model and pre-built accelerators, banks can achieve a time-to-market that is 4x faster than traditional in-house builds, often launching core journeys in just a few months.
- Does the bank own the source code and IP? Yes, one of the primary advantages of this platform is that banks gain full ownership of the IP, rules, and APIs, ensuring complete independence from the vendor.
- Is the platform compatible with existing core banking systems? Absolutely. The architecture is designed to be core-agnostic, utilizing a sophisticated API layer to connect with any legacy or modern core banking infrastructure.